انجمن محاسبات بیمه و مالی ایران- بیمه های اتومبیل Adjusting the Premium Relativities in a Bonus-Malus System: An Integrated Approach Using the First Claim Time and the Number of Claims. بازیابی تصاویر و رنگ‌ها  | تاریخ ارسال: 1397/10/18 |  Mahmoudvand, R.; Chong It, T., and Abbasi, N. (2017).  Adjusting the Premium Relativities in a Bonus-Malus System: An Integrated Approach Using the First Claim Time and the Number of Claims. Asia-Pacific Journal of Risk and Insurance, Vol 11, No. 2.  Abstract: In this paper, we propose an integrated approach to adjust the premium relativities in a bonus-malus system by using the information of the first claim time (expressed in terms of sub-period in a year) and the number of claims reported by individual policyholder. We provide a formal representation for the newly proposed structure and derive the analytical expressions for the adjusted premium relativities. Other things being equal, a lower adjusted premium relativity is imposed for an earlier sub-period of the first claim made, whereas policyholders with more claims are subject to a higher adjusted premium relativity. Download   نشانی مطلب در وبگاه انجمن محاسبات بیمه و مالی ایران: http://irsoa.ir/find-1.147.260.fa.html برگشت به اصل مطلب